SHORT TERM LOAN
01 January 2023The loans are designed to enable small retailers and individuals with a regular income and have collaterals, mainly as movable assets, to purchase necessities or consumable items and personal use for a short period. The product (loan) was designed to meet the client’s needs to buy a motorcycle or other household needs and personal used items.
For client need a loan to buy Motorcycle
PRODUCT DESIGN
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Currency Type: USD
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Loan size: Up to USD2,500.00 but not over 90% of the Motorcycle price to be bought and not over the client’s repayment capacity.
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Interest rate: 1.25% - 1.50% per month
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Loan term: Up to 36 Months
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Repayment type: Monthly repayment
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Collateral: Moto registration card of the motorcycle to be bought or other motorcycle or house, land, shop title.
CLIENT's CRITERIA TO GET LOAN
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A legitimate individual aged from 18 years old.
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Have a specific business or job.
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Have the address or resident around 40 km from the office.
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A temporary address or resident with a guarantor is also considered.
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Have a personal telephone that can contact all time.
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Have good character and willingness to repay the loan.
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Have not been involved with any crime.
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Have a co-borrower or guarantor.
For Clients need loan for other personal use
PRODUCT DESIGN
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Currency Type: USD and KHMER Riel (KHR)
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Loan size: Up to USD 3,000.00 not over 80% of the market value of the collateral and not over the client’s repayment capacity.
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Interest rate: 1.25% - 1.50% per month
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Loan term: Up to 24 Months
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Repayment type: Monthly repayment
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Collateral: Movable assets such as Moto registration card or house, land, or shop title.
CLIENT's CRITERIA TO GET LOAN
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Legitimate individual aged from 18 years old
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Have a specific business or job.
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Have the address or resident around 40 km from the office.
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Have a personal telephone that can contact you all time.
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Have good character and willingness to repay the loan.
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Have not been involved with any crime.
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Have a co-borrower or guarantor.
Related Services
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BUSINESS LOAN
PRODUCT DESIGN
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Currency Type: USD or KHMER Riel.
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Loan size: Up to USD30,000.00 but not over the total product price to be bought and the client’s repayment capacity.
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Loan term: Up to 60 Months.
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Interest rate: At least 16% per year.
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Repayment type: Monthly Interest repayment and principal payment at the end of the schedule.
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Collateral: All products to be bought by the loan.
CLIENT's CRITERIA TO GET LOAN
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A legitimate individual aged from 18 years old.
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Have legal-specific business.
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Have a specific address or resident.
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May require to have a business license.
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Has franchise agreement with parent company
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Have a personal telephone that can contact you all time.
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Have good character and willingness to repay the loan.
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Have collateral such as land, house, and building.
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Have not been involved with any crime.
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Have a co-borrower or guarantor.
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SHORT TERM LOAN
The loans are designed to enable small retailers and individuals with a regular income and have collaterals, mainly as movable assets, to purchase necessities or consumable items and personal use for a short period. The product (loan) was designed to meet the client’s needs to buy a motorcycle or other household needs and personal used items.
For client need a loan to buy Motorcycle
PRODUCT DESIGN
-
Currency Type: USD
-
Loan size: Up to USD2,500.00 but not over 90% of the Motorcycle price to be bought and not over the client’s repayment capacity.
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Interest rate: 1.25% - 1.50% per month
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Loan term: Up to 36 Months
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Repayment type: Monthly repayment
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Collateral: Moto registration card of the motorcycle to be bought or other motorcycle or house, land, shop title.
CLIENT's CRITERIA TO GET LOAN
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A legitimate individual aged from 18 years old.
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Have a specific business or job.
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Have the address or resident around 40 km from the office.
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A temporary address or resident with a guarantor is also considered.
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Have a personal telephone that can contact all time.
-
Have good character and willingness to repay the loan.
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Have not been involved with any crime.
-
Have a co-borrower or guarantor.
For Clients need loan for other personal use
PRODUCT DESIGN
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Currency Type: USD and KHMER Riel (KHR)
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Loan size: Up to USD 3,000.00 not over 80% of the market value of the collateral and not over the client’s repayment capacity.
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Interest rate: 1.25% - 1.50% per month
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Loan term: Up to 24 Months
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Repayment type: Monthly repayment
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Collateral: Movable assets such as Moto registration card or house, land, or shop title.
CLIENT's CRITERIA TO GET LOAN
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Legitimate individual aged from 18 years old
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Have a specific business or job.
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Have the address or resident around 40 km from the office.
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Have a personal telephone that can contact you all time.
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Have good character and willingness to repay the loan.
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Have not been involved with any crime.
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Have a co-borrower or guarantor.
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PERSONAL LOAN
PRODUCT DESIGN
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Currency Type : USD or KHMER Riel
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Loan size: Up to USD30,000.00 but not over 80% of the market value of the collateral and not over the client’s repayment capacity.
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Loan term: Up to 60 Months
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Interest rate: 1.25% - 1.50% per month
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Repayment type: Monthly repayment
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Collateral: Have to house/land/shop title for collateral with hypothec contract.
CLIENT's CRITERIA TO GET LOAN
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Legitimate individual aged from 18 years old
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Have a specific business or job.
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Have a specific address or resident.
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Have a personal telephone that can contact all time.
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Have good character and willingness to repay the loan.
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Have collateral such as land, house, shop...
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Have not been involved with any crime.
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Have a co-borrower or guarantor.
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121 PRODUCTS LOAN
This loan has been arranged to provide to individuals who need money to buy electronic commodities at 121 shops such as motorbikes, refrigerators, washing machines, air conditioners, irons, fans, televisions…etc.
PRODUCT DESIGN
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Currency Type: USD or KHR
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Loan size: From USD100.00 to USD5,000.00 but not over the price of the commodity to be bought and not over the client’s repayment capacity.
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Interest rate: 1.50% per month
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Loan term: Up to 12 Months
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Repayment type: Monthly repayment (Annuity)
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Collateral: Commodity to be bought or other property
CLIENT's CRITERIA TO GET LOAN
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Legitimate individual aged from 18 years old
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Have a specific business or job.
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Not required to have a co-borrower or guarantor.
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Have address or resident around 30KM from 121 shops.
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Have good character and willingness to repay the loan.
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Have not been involved with any crime.
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Have a personal telephone that can contact all time.
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STAFF LOAN
This loan is available for staff at all levels, working at Bamboo Finance Plc, who have full capacity and need the cash to enhance their daily living standards.
PRODUCT DESIGN
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Currency Type: USD
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Loan size :
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Have no collateral: Up to 06 months of last month's gross salary
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Have collateral: Up to 70% of the market value of collateral price but not over repayment capacity of staff.
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Loan term :
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Have no collateral: Up to 18 months.
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Have collateral: Up to 60 months.
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Interest rate: 1.00% per month
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Repayment type: Monthly Interest and principal payment (Annuity).
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Collateral: Have Moto/Car registration card/house/land title for collateral.
STAFF's CRITERIA TO GET LOAN
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All staff who worked for the MFI for at least 06 months included a probation period.
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Staff who acknowledged by his/her manager
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Good behavior and honesty.
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Staff’s output is acceptable by his/her manager.
